By using our website you are agree to abide by these terms and conditions and to use our website for lawful purposes only. If you do not agree with the terms and conditions please refrain from using our website.MyUSALoans.com is not a lender and does not make lending or credit decisions. This website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this web site does not guarantee that you will be approved for a short term cash loan. We expect lenders to fully inform you of the loan being offered, including all of the disclosures required by federal, state and local statutes and regulations. Whether you accept the loan or not is completely up to you, and there is no obligation if you reject it. Not all products and services are available in all geographic areas.
Access to our website.
The use and access of our website is permitted on a temporary basis. We reserve the right to withdraw and/or alter our services at any time, without prior notice, and cannot be held liable if our website is not available from time to time for any reason.
We may deny your access to some or all our services if you engage in conduct that MyUSALoans.com feel violates its terms, the rights of MyUSALoans.com or any third party. This will be done at the sole discretion of MyUSALoans.com and without prior notice.
MyUSALoans.com is not responsible for errors and/or delays in our service caused by inaccurate application information and/or technical problems beyond our control. You are responsible that everyone who enters our website through your Internet connection is aware of, and complies, with our terms and conditions.
Material on the website
This website and the information on this website relating to us are provided “as is”. Material posted on this website is not intended to be regarded as advice. As a result we disclaim all liability and responsibility that comes from reliance taken on the materials on this website by any visitor, or by anyone informed of its content.
In a similar vein, articles and material on this website highlighting the financial services available are highlighted as an opinion only and should not be taken as financial advice. Visitors to our website who need financial advice should seek help from a registered and qualified Independent Financial Adviser (IFA).
Trademark and Intellectual Property
The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the site, are registered and unregistered Trademarks of MyUSALoans.com. Nothing contained on the site should be construed as granting, by implication or otherwise, any license or right to use any content on the site without the written permission of MyUSALoans.com. This includes but is not limited to graphics, photographs, designs, characters, trade names, titles as well as electronic intellectual property such as software products and written information.
Our website changes regularly
We strive to update the content on our website on a regular basis. We may suspend access to our website or close it indefinitely, if the need arises. The material on our website may be out of date and we are under no obligation to update it.
We do not guarantee the accuracy of the material displayed on our website.
To the extent permitted by law, we and third parties connected to us exclude all conditions, warranties and liability for any direct, consequential and indirect loss and/or damage that is incurred by any visitor and/or user of our website, or in connection with the use, results of the use, or the inability of use of our website, including any liability for income and/or revenue loss, loss of business, loss of contracts, loss of savings, loss of data, or any other loss and/or damage of any kind; however arising and whether caused by negligence or breach of contract.
As a condition of using this web site and/or the services offered herein, you agree to indemnify MyUSALoans.com and its participating lenders from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.
Applicable law and jurisdiction
The terms and conditions, any dispute and/or claim arising from them will be governed and construed in accordance with the laws of the home state of MyUSALoans.com. By using our website you agree that any issues arising relating to these Terms of Website use, will be filed only in the state or federal courts located in home state of MyUSALoans.com. We reserve the right to initiate proceedings relevant to your breach of these terms and conditions to your country of residence or any country of relevance. Our failure to act on a breach of these Terms of Website use does not waiver our right to act on breaches at a later date.
Your information and your visit to our website
You must not knowingly misuse our website by adding or introducing Trojans, viruses, worms and other malicious and/or technologically harmful material. You must not attack our website via denial-of-service or attempt to gain access to unauthorized areas of our website, our server, database or any other technical systems associated with our website.
If you breach these terms, you will be committing a criminal offence and will be reported to the relevant authorities, with your access to our website immediately removed.
We are not liable for loss and/or damage caused by any technologically harmful material that may affect your computer, data or other material due to the use of our website, or any website linked to our website.
E-Consent You agree that by clicking “Get Started” (or any similar button you use to submit a request to be connect with a lender) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically.
You acknowledge, agree, and authorize that (a) www.myusaloans.com and/or its related companies will obtain consumer and related information about you from one or more consumer reporting agencies for the purposes of evaluating your credit worthiness, (b) your information may be sent to lenders and/or financial providers on your behalf, (c) your information may be used in order to make sure you are who you say you are, and to determine how much debt you currently have in order to determine your debt-to-income ratio, (d) such lenders and/or financial providers may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, (e) and your information may be used by lenders and/or service providers to make prequalification and other credit decisions.
By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency. This credit check can include a hard pull, which may impact your credit score.
Links to and from our website
Links to our homepage are acceptable as long they are done in a lawful and fair manner. You must not damage or take advantage of our reputation, or suggest any association with us where it does not exist. We reserve the right to remove linking permission without notice.
Links to other sites and resources from our site are provided for your information only. We have no control, nor have any responsibility for any loss and/or damage that could arise from using them.
Changes to terms and conditions
MyUSALoans.com has the right to change these terms and conditions at any time without prior notice. Any updates to the terms and conditions will be posted online. You are advised to periodically check the terms and conditions to notice any changes made. By continuing to use this site after these changes are made you are accepting the updated terms and conditions and they are binding to you.
For any comments or questions you may have about our terms and conditions please contact us:
700 Milam Street, Suite 1300 – 219
Houston, TX 77002
Current State Regulations
Our network of lenders are in compliance with local laws regarding fees, interest rates, maximum loan terms, roll- over limits, loan cooling-off periods, and any other terms. Lenders that are an extension of federally recognized Indian Entities Recognized Tribe represent independent sovereign nations and may not have to follow local laws regarding fees, rates, and other loan terms, although these lenders have to follow federal lending laws as in the Truth in Lending Act.